Construction is a high risk industry. There is always the probability of accidents, personal injuries causing you high expense. Many times these property damage claims are or could be covered under the Contractors All Risk (CAR) policy.

With Proper management, which includes identifying covered or potentially covered claims and properly documenting the claims, CAR policies can provide an additional source of income for the smart contractor. Contractors All Risk Insurance provides cover for:

• The Contract works (Cover for the property being constructed)
• Loss or damage to own plant
• Loss or damage to hired in plant
• Loss or damage to tools
• Employers Liability insuring injury to staff
• Third party property damage and bodily injury